The Best Credit Cards For People With Poor Or no Credit
| Bad Credit Card Offers with Best APR's | |||
| Tag-line | Best for Purchases 0% intro APR for 6 month | 0% APR Balance Transfers Card to build Credit in 6 month | Get Instant Approval! Low 9.9% APR on purchases |
| Card Image | ![]() | ![]() | ![]() |
| Card Name | Orchard Bank Classic MasterCard | Orchard Bank Premium 2% Cash Back Visa Card | Gold MasterCard Visa |
| Bank Name | Orchard Bank | Orchard Bank | First PREMIER Bank |
| Credit Rating Required | Bad / No | Bad / No | Bad / No |
| Card Type | Unsecured | Unsecured | Unsecured |
| Card Finance & Rates | |||
| Intro APR on Purchases | 0% | 0% | n/a |
| Intro APR on Balance Transfer | n/a | 0% | n/a |
| Ongoing APR on Purchases | 14.9% | 14.9% | 9.9% |
| Ongoing APR on Balance Transfer | n/a | 14.9% | n/a |
| Setup Fee | $49 | $0-$48 | $29 |
| Annual Fee | $49 | $0-$79 | $48 |
| Late Payment Fee | $30 | $30 | $29 |
| YOUR Options | Online application from the bank | Online application from the bank | Online application from the bank |
| view more bank offers | view more bank offers | view more bank offers | |
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